Mockup 22pay

2Pay is an Australian fintech platform that automates the distribution of professional income into two separate accounts based on user defined percentages offering secure and flexible payment cycle option.

Honoring
Our Industry Achievements

Industry

Fintech

Overview

2Pay is a complete solution for automated income distribution designed specifically for professionals in Australia

2Pay is fintech platform that enables users to automatically split their incoming payments from a single bank account into two separate accounts based on user defined percentage  

It also offers flexible payment cycle option (daily, weekly, or fortnightly) and ensures secure transaction through advance encryption , multifactor authentication and role based access control

Thus, 2Pay improves financial management efficiency and simplifies income distribution for professionals while ensuring compliance and security

Key Features

  • User can link their preferred bank account and setup automated distribution of funds to two separates accounts based on specified percentages.
  • Flexible payment cycle option are available to user they can transfer their payment daily, weekly or fortnight as well.
  • 2Pay employs advanced encryption for data protection, enforce strong password policy, utilize multifactor authentication and implements role based access control to ensure user security.
  • A monthly subscription fess is applicable varying based on selected payment cycle.
  • User must have a dedicated bank account exclusively for collecting professional service fees to avoid dishonor fees.

Challenges

  • Ensuring accurate transfer of payment into two separate accounts based on specified percentage.
  • Verifying the preferred bank account balance before each distribution to prevent failed or partial transaction due to insufficient funds.

Solution

  • We integrated the payTo method from the Monoova payment gateway Api, which enables secure automated fund distribution using predefined split rules, reducing manual intervention and enhancing accuracy.
  • We implemented a basic balance check feature using the standard payment gateway Api, which validates available funds prior to initiating transfer payment processing.

Transforming Ideas
into Stunning Designs:
From Wireframe to Wow!

Design Tools

  • Adobe XD
  • Invision
  • Photoshop
2pay Wireframe

3rd Party APIs/SDKs/Libraries

  • Monoova
  • Basiq
  • Twilio
  • SendGrid

What Our Client's Say

Testimonial

DrMohamed Mahmoud

They don't commit unless they're sure they can deliver. App Gurus has successfully delivered a fully functional software solution from scratch. The team is highly responsive and manages their time well. App Gurus' delivers on their commitments, and they communicate through virtual meetings, emails, and messages.

Dr Mohamed Mahmoud
Executive

With over 12 years of app development experience, we specialize in offering pertinent IT solutions for medium-sized businesses and corporations. We align with your goals, taking pride in our work and our clients.

Kristian W. Business Consultant

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